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MOD NOW, PAY LATER

Your build is an investment in your vision — and financing it shouldn’t feel complicated. Eterna Motorworks offers a full suite of flexible payment solutions through Affirm, Sezzle, Shop Pay Installments, Snap Finance, and Afterpay, giving you the freedom to upgrade on your terms. Whether you’re looking for low monthly payments, interest-free options, or lease-to-own programs, each provider offers clear, upfront information with no surprises.

Choose the plan that aligns with your goals and enjoy a seamless, secure checkout experience built for enthusiasts who expect better.


Why Finance With Eterna Motorworks

• Multiple financing partners to fit every budget and credit type

• Instant approvals directly at checkout

• Clear, transparent terms with no hidden fees

• Perfect for large upgrades such as wheels, carbon fiber, aero, suspension, and full widebody builds

• Secure, encrypted payment processing through industry-leading platforms


How Financing Works

  1. Add your parts or upgrades to cart

  2. Proceed to checkout

  3. Select Affirm, Sezzle, Shop Pay Installments, Snap Finance, or Afterpay

  4. Compare payment options and choose the plan that fits your budget

  5. Complete your purchase instantly — no paperwork required


Financing FAQ

Do I apply through Eterna Motorworks?

No — all applications are handled securely through our financing partners during checkout.

Does applying affect my credit?

Most providers use a soft credit check for pre-approval, which does not impact your credit score.

Can I finance larger purchases?

Yes. Many customers finance wheels, carbon fiber parts, aero kits, and full widebody conversions.

Are interest-free options available?

Depending on approval and provider promotions, some plans may offer 0% APR or interest-free terms.


We’re here to support your build.

Whether you’re upgrading a single part or planning a full transformation, financing helps keep your project moving without the upfront strain. Choose the payment option that works best for you and build with confidence.


For more details on each financing provider, you’ll find additional information from our partners below.

About AFFIRM Buy now, pay later

How does Affirm work?
You provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 0% to 36% APR with loans of 3, 6, or 12 month terms.

Quick & Easy
Select Affirm at checkout, enter your information and know right away if you are approved.

Flexible Payment Plans
Choose the payment plan which works for you over 3, 6 or 12 months.

Pay your way
Pay with a debit card, check or bank transfer.

Automatic Payments
The first payment happens after 30 days and you will receive an email or text to remind you before your next one is due.
 Terms of Service
Check Affirm’s FAQ or reach Affirm directly at https://helpcenter.affirm.com/us/s/contact-us. Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR